Can You Cash A Money Order The Same Day
When sending money by mail, use coin orders as a condom alternative to greenbacks and personal checks. U.S. Post® coin orders are affordable, widely accepted, and never expire. Your money order receipt will assistance you track your payment and evidence proof of value in instance the money order gets lost, stolen, or damaged.
You lot can buy or greenbacks postal coin orders at any Mail service Office™ location.
- Determine on the money order amount. Yous tin can transport up to $one,000 in a single social club anywhere in the United States.
- Become to whatsoever Mail service Part location.
- Take cash, a debit card, or a traveler's bank check. You cannot pay with a credit card.
- Make full out the coin order at the counter with a retail acquaintance.
- Pay the dollar value of the money order plus the issuing fee.
- Proceed your receipt to track the money order.
Money Order Standards and Guidelines (DMM 509.3)
Fees are based on the money society dollar corporeality.
Dollar Amount | Fee |
---|---|
$0.01 to $500.00 | $1.45 |
$500.01 to $1,000.00 | $1.95 |
Postal Military machine Money Orders (issued by military facilities) | $0.50 |
Before accepting a money order, make sure it's real. There are several cardinal things to await at to spot a counterfeit money guild.
Real USPS money orders have specific marks and designs to prevent fraud. If you agree the money club upwards to the calorie-free you should see:
- Watermarks of Ben Franklin on the left side echo top to bottom (circle 1 on image).
- On the right of the Franklin watermark, a vertical, multicolored thread with the letters "USPS" weaves in and out of the paper to (circle 2 on image).
- If the dollar amount is discolored, information technology may have been erased, indicating fraud (circle 3 on image).
- Brand sure the dollar amount is imprinted twice (circumvolve four on paradigm).
- See if the dollar value is besides big.
- Domestic money orders cannot be more than $1,000.
- International coin orders cannot be more than $700 ($500 for El salvador or Guyana).
- If you suspect fraud, call the U.South. Postal Inspection Service at i-877-876-2455.
- If you call up you've been given a fake money order, call the Coin Society Verification System at one-866-459-7822.
Domestic money orders never expire and they do non accumulate involvement. Money orders are cashed for the exact corporeality on the society.
You can greenbacks a USPS money lodge at a Post Function for complimentary. Yous tin can also greenbacks them at nearly banks and some stores. Rural carriers may cash money orders if they have enough money on hand.
- Do not sign the money order.
- Take a primary photo ID with the money social club to any Post Office location.
- Sign the coin order at the counter in front of a retail acquaintance.
See additional requirements for money orders made out to organizations, more than ane person, and minors.
Cashing Money Orders (DMM 509.iii.3)
Yous can check the status of a money order you've purchased from the U.S. Postal service at any time past visiting the Money Orders Application.
Make certain you have the following information for the postal money order you desire to cheque:
- Serial number
- Post Function number
- Dollar corporeality
You cannot end payment on postal money orders, just a lost or stolen money guild tin be replaced.
- Coin order loss or theft may have up to 30 days to confirm.
- Investigating a money order's lost or stolen status may take up to threescore days.
- In that location is a $6.95 processing fee to replace a lost or stolen money order.
- Take your coin order receipt to whatsoever Post Role location.
- Talk to a retail associate at the counter to get-go a Money Order Inquiry.
- After starting the inquiry, you will be able to cheque the status of your money gild and research progress by visiting the Money Orders Awarding.
- When your coin order is confirmed lost or stolen, we'll issue you a replacement money gild.
We'll supercede money orders that are defective or damaged. Accept the damaged money club and your receipt to your local Mail service Office location to get a replacement.
As of March 2020, the Postal Service™ no longer sells international postal money orders destined for Nihon or cashes international postal coin orders issued past Japan Mail. If yous take not yet cashed a Japan Post-issued money gild, please return it to the sender.
On July 10, 2020, Japan Post stopped cashing international postal coin orders issued past the Postal Service. (Japan Postal service stopped selling international postal coin orders destined for the U.S. on December 31, 2019.)
Source: https://www.usps.com/shop/money-orders.htm
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